How To Get Into HDFC Premier Banking (Preferred)? Benefits & Tips

If you’re the customer of number 1 largest bank in India, i.e, HDFC Bank then you might be already aware of their premier banking and their most popular HDFC Preferred Banking. For those, who are not aware of such banking, let me introduce you to it. Premier Banking by HDFC Bank, is one of the exclusive invite-only rich banking experience and opens a gateway to special benefits for you. Premier Banking is again divided into 3 categories,...

How To Save Taxes? Income Tax Return: Taxes Explained [2021]

It’s been a long time since I published my last post and this post is one of a gem, I promise. There are hundreds of requests for me when it comes to taxes and explaining each of them manually is a bit of a task and therefore I compiled everything about how to save taxes in this article. Before we get started, let me tell you that anyone with whatever income they have can file their taxes through the Income Tax Return....

October 31, 2021 7 min

[2021] Which Credit Cards Are Best?

Are you looking to increase your credit score or do you still don’t have any score? To be honest, you’re not alone. I am going to cover up all about the credit cards available in India for you. Credit Cards aren’t some fancy financial instruments to have, they give you stability and help you save some amount of money for using them effectively. Indeed, it is not your money and is a type of unsecured loan provided to you by the bank but they provide you many benefits to use them....

October 15, 2021 7 min

Top 11 Personal Finance Rules Rich People Never Mention For Free

This post has been lying in my draft for a long time now that I fully acknowledge that learning these 11 personal finance rules is much more important when you’re still younger out there. It seriously help you escape some troublesome financial conditions in the coming future. Therefore, I researched around and myself being learning finance I’ve found some personal rules in the finance world and if you follow those then your 99% of the financial difficulties are brought to ease....

Zerodha Full Review: Is It Really The #1 Broker In India?

Zerodha is known by the tag of the #1 broker in India. Are you confused between brokers out there? If yes, then this Zerodha full review will help you decide if you really need to go with them. To be honest, when I heard about Zerodha, I instantly went with them to open my account despite they charge Rs 200 as the account opening charges. Well, we will know soon....

5 Important Trading Habits & Rules To Keep In Mind

Believe me or not, there are a lot of rumors about the Stock Market in India. You often heard, “Satta Bazar” claimed by many people but anyway due to Pandemic, Indian Brokers added millions of new users. This is all because people who don’t have trading habits or rules follow them and become profitable. Stock Market is an easy game if you understand what you’re doing. You should never come to the market until you fully understand the risk, if you still think you can be a millionaire with Stock Market then read this completely to understand....

NIFTY 50 Companies And Their Weightage

You heard about NIFTY 50 companies a lot and it has a number as well, i.e 50 making it NIFTY 50. Why exactly? This is because Nifty is an index that is solely made on these 50 top companies in the Stock Market. Now you might be having lots of questions and that’s okay since we will learn about these companies along with their weightage in the NIFTY 50 Index....

Stock Market Psychology 101: Basics Covered

Ever wondered what makes the prices move up and down throughout the market hours? If yes, then you should read this post till the end. In the article, I will be explaining on how exactly the Stock Market works and its basics. By now, we all know how we can access the stock market. If you don’t know then, you can get access to stock market with the help of broker....

April 30, 2021 7 min

What Is Short Selling? The Whole Concept Explained

There is always this question for a newbie retail trader, how do we profit from the stock that is bearish (falling down)? The answer is Short Selling. Now, what exactly is short selling? The whole concept is very simple, when the market is falling or is bearish according to your views, you first sell it then buy it. However, in the normal case, you just buy the stock and sell it later right....

April 26, 2021 5 min

Brokerage Charges & Government Taxes You Need To Know

When you’re first starting out, you’re told to open a DEMAT account with the broker of your choice. I use Zerodha & Upstox as my primary brokers for now and both are amazing in their own ways so far. If you still don’t have a DEMAT account, read Upstox vs Zerodha: Which Is Better? However, you’re never exactly told about the taxes and charges in details. There are lot more taxes involved other than just the brokerage charges and GST....

April 20, 2021 2 min